Ahmetoğulları, K., and N. Arabacı. “Examination of Financial Capability After The Pendemic on The Axis of The Technology Acceptance Model: An Application on Digital Banking in The Participation Finance Sector”. Journal of Business Research - Turk, vol. 14, no. 3, Sept. 2022, pp. 2270-89, doi:10.20491/isarder.2022.1501.