Erdem, A., U. Pala, M. Özkan, ve U. Sevim. “Factors Affecting Usage Intention of Mobile Banking: Empirical Evidence from Turkey”. İşletme Araştırmaları Dergisi, c. 11, sy 4, Haziran 2021, ss. 2384-95, https://isarder.org/index.php/isarder/article/view/911.